Your insurance company has an adjuster. Now you do too.

If your wind, hail, water, or fire claim came back denied, delayed, or short, a licensed public adjuster can review it and represent you. We work for you, not the carrier.

Exterior Advocate Adjusters LLC
Illinois Public Adjuster License 3004458589
Roselle, IL. Serving DuPage, Cook, Kane, and Will counties.

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What a public adjuster does

A public adjuster is licensed by the Illinois Department of Insurance to represent the policyholder, not the insurance company, in a property claim. The adjuster your carrier sends out is paid by the carrier. A public adjuster is hired by you and answers to you. Exterior Advocate Adjusters LLC holds Illinois license 3004458589.

We read your policy in full, including the endorsements and exclusions most people never open. We inspect the property, photograph and measure the damage, and write a line-item scope of the loss in Xactimate, the same estimating software your carrier's adjuster uses. Then we present that scope to your insurance company and handle the back and forth with their adjuster, so you are not the one on the phone explaining your own roof.

We do not repair anything and we do not arrange repairs. Who fixes your property, and when, is your decision. Our fee is a percentage of what your policy pays; we put it in writing before we start. If there is no recovery, there is no fee.

How it works

Six steps, in the order they happen. Nothing is signed until step two, and nothing is accepted without you.

  1. 1

    Call

    Call 630-432-1333 or send the form below. Tell us what happened, when, and what the carrier has said so far. Keep every letter and estimate they sent you.

  2. 2

    Free policy and claim review

    We read your policy and the carrier's estimate at no cost. If your claim looks fairly paid, we say so and you owe nothing. If we can help, we put our fee in writing and you sign before any work begins.

  3. 3

    We document the loss

    We come to the property, photograph and measure the damage, and write a line-item scope. Where the policy language matters, we quote it.

  4. 4

    We present it to your carrier

    We send the scope and the documentation to your insurance company and handle the communication with their adjuster. If they disagree, we answer with evidence.

  5. 5

    You decide

    Every offer comes to you with our read on it. You accept or decline. We never settle a claim on your behalf without your say.

  6. 6

    Settlement

    When the carrier pays, our fee comes out of that payment at the percentage in your contract. If there is no recovery, there is no fee.

Claims we take

Residential and commercial property claims in DuPage, Cook, Kane, and Will counties. Storm season in this part of Illinois runs spring through fall, and most of what we see starts with wind or hail.

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Single-story home with a blue tarp covering storm damage on the roof
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About Randy Clark

Randy Clark is the licensed public adjuster behind Exterior Advocate Adjusters LLC, opened in 2026 at 207 E Thorndale Ave in Roselle. He reads policies line by line, writes his own damage scopes, and meets you at the property rather than sending someone else. He takes claims across DuPage, Cook, Kane, and Will counties and returns his own calls. If he thinks your claim is already fairly paid, he will tell you so, and you owe him nothing for the look.

Randy Clark, Licensed Public Adjuster

Your rights as an Illinois policyholderYou may cancel a public adjuster contract within the period stated in your contract. You are never required to use a specific contractor for repairs, and we will never name one. Read every page before you sign, including ours.

Start with a free claim review

Tell us what the carrier said. We read the policy first and tell you honestly whether we can help. Most calls are returned the same day.

No cost and no obligation for the review. We do not sell or share your information.

Call or text

630-432-1333

Counties we serve

  • DuPage County
  • Cook County
  • Kane County
  • Will County

Office

207 E Thorndale Ave
Roselle, IL 60172
By appointment. We come to the property.

CALL 630-432-1333